Payment Assist or Klarna: Comparison

Author Name – Ben Garner

    6 people

‘Spread the cost’ payment options are becoming increasingly popular, with the main provider of these being Klarna. At National Tyres and Autocare, we offer a similar payment structure option called Payment Assist. With both options helping you spread the cost, this article will compare these two and other alternatives to find out which is best suited for you.

external branch

About Klarna

Klarna is a Swedish company, founded in 2005 by Sebastian Siemiatowski. They offer financing solutions on online orders, including 'buy now pay later' and 'pay in three'. This is aimed at helping customers afford purchases by spreading the cost, similar to Payment Assist.


How Are They Different?

The main difference is that Klarna offers pay in three, whereas Payment Assist is spread across four equal payments. There are also a few key benefits of Payment Assist compared to Klarna, which are listed below.


Benefits Of Payment Assist

There are several benefits of Payment Assist compared to Klarna (and others such as Clearpay and PayPal).

A key benefit is the ability to apply for Payment Assist with the confidence of being accepted, with acceptance rates at 98%. This is higher than Klarna, whose acceptance rates are much lower. Payment Assist also has a UK based customer service team, meaning you can contact them directly, whereas you have to go through the Klarna app to get in touch with their support.

Speaking of apps, Payment Assist doesn’t require any app downloads to work. A simple sign up when purchasing will help you spread the cost. This also means that you don’t need an ongoing account. Once you have paid off the amount, you won’t be sent offers encouraging you to spend again.

Both providers offer interest-free payments, however, with Payment Assist there is also no interest or fees on outstanding balances, meaning you won’t be charged extra if you can’t pay when the payment is due. With Klarna, you are charged 18.9% APR if you miss 2 payments.


Which Payment Method Can I Use At National?

At National, we only offer Payment Assist. You can find out more about how it works and how to apply it to your order by clicking the link below.

Payment Assist


Finding The Best Deal

To find the best deal for tyres, we have a great price comparison table that shows we have the lowest prices on selected tyres. To view this table, please click the link below.

Compare Prices

We also have a price match promise, meaning we will beat the price of any competitor on the same type of tyre. To find out more, please click below.

Price Promise


Order Now

To order new tyres for your car, please click the link below.

Order Now

To book a car service, please follow the link below.

Book Today

To find your nearest branch, please click the button below.

Find A Branch

Did you enjoy this blog post? |
6 people found this review helpful
Autogreen tyres
Avon tyres
Bridgestone tyres
Churchill tyres
Continental tyres
Dunlop tyres
Dynamo tyres
Firestone tyres
Goodyear tyres
Michelin tyres
Pirelli tyres
Sailun tyres