Payment Assist or ClearPay: Comparison

Author Name – Ben Garner

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With online shopping becoming ever more popular, paying in instalments has been a popular option for many consumers. One of the main providers for installation payments is ClearPay, widely known for its interest-free ‘Pay In Four’ payment option.

National Tyres and Autocare offer a similar payment option, called Payment Assist. Similar to ClearPay, this allows you to spread the cost over four equal monthly instalments. In this article, we’ll discuss the advantages and disadvantages of both, and find out how you can spread the cost of tyres.

branch exterior

About ClearPay

ClearPay was founded in Sydney, Australia under the name Afterpay. It uses this name across the US, Canada and Australia, and is known as ClearPay across the UK and Europe. They offer a simple payment structure of splitting a purchase into 4 equal instalments, with no interest or fees, providing the customer pays on time.


How are Clearpay and Payment Assist different?

Both of these payment options offer a pay in four structure. However, ClearPay takes a payment every 2 weeks, whereas Payment Assist is done with easy monthly payments. ClearPay also charges interest on any late payments, which Payment Assist doesn’t.


Benefits of using Payment Assist

Payment Assist offers several benefits over ClearPay and other pay in instalment options, such as Klarna and PayPal.

One benefit is that Payment Assist doesn’t require an app to be used. Payment Assist can all be done online, by signing up through their system. ClearPay uses an app that users must download to use the service. When signing up for Payment Assist, your account will only be there whilst you pay off the withstanding balance, meaning that you won’t be sent any offers or promotions once you have finished paying the instalments.

The acceptance rate for Payment Assist is 98%. ClearPay has a lower acceptance rate, so you are more likely to be able to split the cost if you choose Payment Assist.

Payment Assist’s support team are also very accessible. You can contact them easily through their website, which will put you in touch with their UK based customer service team. To contact ClearPay, you must go through their app.

Whilst both options provide interest-free instalments, Payment Assist won’t charge you any interest or fees if you cannot make a payment. Simply get in touch with the Payment Assist team and they’ll be able to help you. On the other hand, ClearPay will charge you a fee if you don’t manage to make a payment on the required date. The fee is £6 if your order is under £24, and can be up to £36 if your order total is more than £24.


Which payment method can be used at National?

At National, you can use Payment Assist on any order over £200. This includes tyres, servicing, repairs and many more car parts. To find out more about how Payment Assist works on National, click the button below.

Payment Assist


Find a great deal

We offer a price match promise at National, so we’ll beat the price of any of our competitors on the same type of tyre. To find out more about our price promise, click below.

Price Promise

We also run frequent special offers on many of our products. To find out which offers and discounts are currently running, please click below.

Special Offers


Order now

To order new tyres for your car using Payment Assist, click the button below.

Order Today

To book a car service, please click below.

Car Servicing

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